About Us

Money, Money, Money

How much down? What are Closing Costs? What is the best mortgage for me? Fixed rate or adjustable rate mortgage? FHA, VA, Insured conventional, and Conventional, or an Indiana Housing Finance Authority mortgage...what does it all mean?

Finances are important and we want you to feel comfortable about them early in your property search.

While it can be confusing, it doesn't need to be. Each is designed to fit certain buyers. Each has special benefits but also liabilities.

What you want to find, and what we want to help you find, is the best situation for you, not for someone else, but for you. We will guide you through this financing maze.

Before you begin negotiating, we will have estimated how much money you will need, for both the down payment and closing costs. We will estimate your monthly payment, including a component for taxes and insurance, if you will be including them in your payment. Negotiating to buy a home from a sound position based on knowledge is always the best plan.

Your Williams' Associate will be pleased to attend the loan application with you. We can tell you what information you will need to have available. Then after application, we will follow up with the loan processing, appraising, inspections and title work, all requirements for a smooth closing.

As problems pop up, as they sometimes do, we are ready to help solve them. Our considerable experience can be of real help to you. Click here for mortgage calculators!